What to Look For In A Planner   

 

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The process of finding a financial planner can be very confusing.  Mary Rowland, a well known financial journalist, suggests that people keep the following in mind:

  1. Be wary of the sales mentality.  Top planners are interested in helping you reach your goals, not selling a product.

  2. Look for a Certified Financial Planner® with the CFP® designation.

  3. Search for a good listener and a good teacher.

  4. Ask the planners you interview if they consider themselves fiduciaries.  That's a legal way of saying that they put their client's interests first.

  5. Ask about any conflicts of interests the planner may have.  Everyone has them.

  6. Look for planners specializing in your career or lifestyle choice.

  7. Take a careful look at your own expectations.

As Fee Only Planners and a member of the National Association of Personal Financial Advisors (NAPFA) we subscribe to the following:

Code of Ethics - Recognizing our fiduciary responsibility to clients and the public, we uphold the standards of:

Objectivity
Fairness and Suitability
Full Disclosure
Confidentiality
Integrity and Honesty
Professionalism
Competence
Regulatory Compliance  

                                                                                                                      

Fiduciary Oath - The advisor shall exercise his/her best efforts to act in good faith and in the best interests of the client. The advisor shall provide written disclosure to the client prior to the engagement of the advisor, and thereafter throughout the term of the engagement, of any conflicts of interest which will or reasonably may compromise the impartiality or independence of the advisor.

The advisor, or any party in which the advisor has a financial interest, does not receive any compensation or other remuneration that is contingent on any client's purchase or sale of a financial product. The advisor does not receive a fee or other compensation from another party based on the referral of a client or the client's business.

  Kyle H. Flynn, CFP    

 

Our Fees   

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